Rates

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(Up to $35,000.00)

New Car (2018):

6.5%-13%*     60 Months

Used Car:

2017-2018      6.5%-13%*     60 Months

2014-2016      6.5%-13%*     48 Months

2011-2013      6.5%-13%*     36 Months

Vehicles over 7 years of age will fall under the guidelines of an unsecured loan.

4.25%*

(Up to $4,000.00**)

Personal Loans     12-18%

PAL (Payday Alternative Loans):   21%

Terms: Share Secured and Unsecured Loans

       $200.00 - $999.99        12 Months

   $1,000.00 - $1,999.99        18 Months

   $2,000.00 - $2,499.99       24 Months

   $2,500.00 - $4,000.00       36 Months

$10 - $1,000           .25%

$1,001 - $5,000        .50%

$5001 - $10,000       .75%

$10,001 & Over       1.00%

*Rates are subject to change without notice.

**Amount may vary as low as $200 for first time borrowers until member establishes a history.

• $5.00 for each CCU check made payable to anyone other than CCU Member making the request. (Including 2 party checks)
• $5.00 for each withdrawal (cash* or check*) from savings account over your one free cash or check withdrawal per month.
• $5.00 for each ACH debit to anyone other than CCU.
• Effective November 1, 2004, a $26.00 fee will be charged for each returned check or ACH. After 2 returned checks, only cash, money orders, or cashiers checks will be accepted for payment. After 3 ACH returns due to NSF, your account will be closed.

*1 free cash withdrawal and 1 free check withdrawal per month.